1. Acceptance of Terms

By accessing and using STRK Navigator (the "Service"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these Terms of Service, please do not use the Service.

2. Description of Service

STRK Navigator provides educational market analysis tools and information related to STRK preferred stock and Bitcoin-backed securities. The Service includes AI-powered analysis, price tracking, conviction scoring, and related features.

IMPORTANT: This Service is for educational and informational purposes only. It does not provide financial, investment, or trading advice.

3. Not Financial Advice

The information and analysis provided by STRK Navigator are generated by artificial intelligence models and are for educational purposes only. This Service:

• Does NOT constitute financial, investment, or trading advice
• Does NOT recommend specific investment actions
• Should NOT be relied upon as the sole basis for investment decisions
• Does NOT guarantee any particular outcome or result

You should consult with a licensed financial advisor before making any investment decisions. Past performance does not guarantee future results. Trading securities involves substantial risk of loss.

4. User Responsibilities

You agree to:

• Use the Service only for lawful purposes
• Not attempt to reverse engineer or extract proprietary algorithms
• Not share your account credentials with others
• Not use automated tools to scrape or download Service content
• Conduct your own due diligence before making any investment decisions
• Comply with all applicable securities laws and regulations

5. Subscription and Payment

Certain features of the Service require a paid subscription. By subscribing, you agree to pay the applicable fees. Subscriptions automatically renew unless canceled. You may cancel at any time through your account settings.

All payments are processed securely through Stripe. Refunds are handled on a case-by-case basis at our discretion.

6. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, algorithms, and software, are owned by STRK Navigator and are protected by copyright, trademark, and other intellectual property laws.

The conviction scoring methodology, trading analysis algorithms, and AI prompts are proprietary and confidential.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STRK Navigator AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

• Your use or inability to use the Service
• Any investment decisions made based on information from the Service
• Any errors or omissions in the Service content
• Any unauthorized access to or use of our servers

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, secure, or error-free, or that any defects will be corrected.

9. Indemnification

You agree to indemnify, defend, and hold harmless STRK Navigator and its operators from any claims, liabilities, damages, losses, and expenses arising from your use of the Service or violation of these Terms.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by updating the "Last Updated" date. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

11. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without cause, with or without notice, for any reason including violation of these Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

13. Contact

If you have questions about these Terms, please contact us through the support channels provided in the application.